Comprehensive credit granting for financial institutions

Service Description

CGB provides comprehensive RMB and FCY credit line for local and overseas financial institutions that conform to the criteria of FI credit granting and perform good cooperation with CGB in accordance with the scientific credit granting assessment system.

Features

1.        The scientific and practical evaluation system for credit granting of CGB can provide comprehensive RMB and FCY credit line for local and overseas financial institutions that comply relevant conditions.

2.        The business varieties include trade financing, settlement, guaranteed financing, borrowing from other banks, fund transaction, investment in bond, and business of the loan category.

Applicable To

1.        Financial institutions like banks, including national commercial bank, commercial banks of shareholding system, local commercial banks, Sino-foreign joint-venture commercial banks, and foreign banks with business transactions.

2.        Non-financial institutions, including financial companies, securities companies, financial lease companies, automobile financial companies, trust companies, insurance companies, futures companies, and financial asset management companies.

Flow

1.        Acceptance of business: The applicant submits its materials for credit granting and files its business application to CGB.

2.        CGB performs internal review of that business application according to the information provided by the applicant.

3.        Granting of loan upon approval of the application