Indirect syndicate loan

Service Description

The syndicate loan business through which the leading bank directly provides loans to the debtor, divide up the creditor's rights according to proportion or repayment time, transfer partial creditor's rights after being divided to the transferee, and the transferor and transferee jointly constitute a syndicate for loan management

Features

1.        The credit risk has been reviewed and approved by the transferor. The credit risk elements are relatively definite. The transferee can share the quality clients of the transferor.

2.        The transferor holds partial loans at the same time of transferring the loans. The transfer proportion is relatively flexible, and the transferor and transferee jointly share risks. The credit risks of the transferor are reduced.

3.        Terms such as the loan interest rate has been determined, so no more negotiation cost needs to be added.

Applicable To

Policy banks, commercial banks, trust companies, and financial companies