Lending to FI

Service Description

Fund borrowing business between financial institutions approved by People's Bank of China to deal with the business of loan for financial institutions

Features

1.      CGB customizes the credit granting solution for the debtor according to the strength and credit standing of the debtor. The life of loan matches the financing project, meeting the demand for fund of the debtor, and reducing the risk of refunding.

2.      The preferential borrowing rate can be negotiated and determined according to the market conditions and the cooperation of the two parties.

3.      There are various cooperation modes, including fiduciary debt, collateral loan, guaranteed loan, and borrowing with receivable lease fees as the pledge.

Applicable To

Financial institutions that can deal with the business of loan for financial institutions such as automobile financial companies and financial lease companies

Business Process

1.      Acceptance of business: The applicant submits its materials for credit granting and files its business application to CGB.

2.      CGB performs internal review of that business application according to the information provided by the applicant.

3.      CGB releases the loan after approval.